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	<title>Credit Card Watch</title>
	<link>http://www.mycreditcardwatch.com</link>
	<description>Daily Tips on the Credit Card Market and What you can expect</description>
	<pubDate>Tue, 06 Jan 2009 14:58:54 +0000</pubDate>
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		<title>Credit Report Charge Offs</title>
		<link>http://www.mycreditcardwatch.com/2009/01/06/credit-report-charge-offs/</link>
		<comments>http://www.mycreditcardwatch.com/2009/01/06/credit-report-charge-offs/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 14:58:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[When it comes to credit report charge offs, there seems to be a lot of confusion amongst consumers.  &#8216;Charge-off&#8217; is just a term lenders use to classify non-performing assets for tax purposes.  However, that does not dismiss or relieve the consumer of the debt. Lenders report charge-off to the credit bureaus to reflect [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2009/01/06/credit-report-charge-offs/feed/</wfw:commentRSS>
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		<title>Low Interest Business Credit Cards For Your Company</title>
		<link>http://www.mycreditcardwatch.com/2009/01/05/low-interest-business-credit-cards-for-your-company/</link>
		<comments>http://www.mycreditcardwatch.com/2009/01/05/low-interest-business-credit-cards-for-your-company/#comments</comments>
		<pubDate>Mon, 05 Jan 2009 14:58:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2009/01/05/low-interest-business-credit-cards-for-your-company/</guid>
		<description><![CDATA[As an entrepreneur, you have many varying financial issues you are faced with. Keeping your personal and business finances completely separate is most likely one of the more important issues.
The easiest way of separating your business and personal funds is by having both a business bank account and a small business credit card. You would [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2009/01/05/low-interest-business-credit-cards-for-your-company/feed/</wfw:commentRSS>
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		<title>Understanding the FCRA - Fair Credit Reporting Act</title>
		<link>http://www.mycreditcardwatch.com/2008/12/31/understanding-the-fcra-fair-credit-reporting-act/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/31/understanding-the-fcra-fair-credit-reporting-act/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 15:08:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/31/understanding-the-fcra-fair-credit-reporting-act/</guid>
		<description><![CDATA[The FCRA or Fair Credit Reporting Act is the basis for what we are entitled to see and the rights that we have as consumers with the credit reporting bureaus. Keep in mind that these credit bureaus are private businesses that need to &#8220;make a profit.&#8221; Therefore we have a right to know what their [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/31/understanding-the-fcra-fair-credit-reporting-act/feed/</wfw:commentRSS>
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		<title>Credit - Limited Furnishing Part 2</title>
		<link>http://www.mycreditcardwatch.com/2008/12/29/credit-limited-furnishing-part-2/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/29/credit-limited-furnishing-part-2/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 14:59:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/29/credit-limited-furnishing-part-2/</guid>
		<description><![CDATA[There are many ways for a cardholder to dispute a bill. Among the best is to contest the way the creditor calculated interest after raising the interest rate. Often credit card issuers will not respond to a billing error dispute properly, and such failure could potentially open up an FCBA claim. And if after filing [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/29/credit-limited-furnishing-part-2/feed/</wfw:commentRSS>
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		<title>This is What Makes Bad Credit Credit Cards Stink</title>
		<link>http://www.mycreditcardwatch.com/2008/12/27/this-is-what-makes-bad-credit-credit-cards-stink/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/27/this-is-what-makes-bad-credit-credit-cards-stink/#comments</comments>
		<pubDate>Sat, 27 Dec 2008 15:02:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/27/this-is-what-makes-bad-credit-credit-cards-stink/</guid>
		<description><![CDATA[Having lousy FICO scores, as we all know, affects our ability to pull out loans. As for the lending companies that do accept our request to borrow money, the rates we have to agree to are ridiculously high and the terms ludicrously unfair. The same thing does go to availing credit cards armed with pathetic [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/27/this-is-what-makes-bad-credit-credit-cards-stink/feed/</wfw:commentRSS>
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		<title>Credit Report and Score - Why Do Employers Look at Your Credit Report?</title>
		<link>http://www.mycreditcardwatch.com/2008/12/24/credit-report-and-score-why-do-employers-look-at-your-credit-report/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/24/credit-report-and-score-why-do-employers-look-at-your-credit-report/#comments</comments>
		<pubDate>Wed, 24 Dec 2008 15:04:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/24/credit-report-and-score-why-do-employers-look-at-your-credit-report/</guid>
		<description><![CDATA[If you&#8217;re wondering &#8220;Why do employers look at your credit report?&#8221; I&#8217;m going to outline the reasons below. Of course it&#8217;s always good to maintain a good credit report and score if you possibly can. But there are times when it may affect your future employment. And you want to know this in advance so [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/24/credit-report-and-score-why-do-employers-look-at-your-credit-report/feed/</wfw:commentRSS>
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		<title>Getting the Best 0 APR Credit Card Deals</title>
		<link>http://www.mycreditcardwatch.com/2008/12/23/getting-the-best-0-apr-credit-card-deals/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/23/getting-the-best-0-apr-credit-card-deals/#comments</comments>
		<pubDate>Tue, 23 Dec 2008 15:04:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/23/getting-the-best-0-apr-credit-card-deals/</guid>
		<description><![CDATA[One thing that I really like about the current day and age is that innovative thinking is spawning everywhere from all the information that is exchanged practically every time we make a move. This kind of thinking could have saved an entire generation the hassles of high interest rates back when credit card debt began. [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/23/getting-the-best-0-apr-credit-card-deals/feed/</wfw:commentRSS>
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		<title>Pre-Paid Cards May Be the Answer to Consumers&#8217; Escalating Credit Woes</title>
		<link>http://www.mycreditcardwatch.com/2008/12/22/pre-paid-cards-may-be-the-answer-to-consumers-escalating-credit-woes/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/22/pre-paid-cards-may-be-the-answer-to-consumers-escalating-credit-woes/#comments</comments>
		<pubDate>Mon, 22 Dec 2008 15:00:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/22/pre-paid-cards-may-be-the-answer-to-consumers-escalating-credit-woes/</guid>
		<description><![CDATA[The introduction and subsequent popularity of debit cards is proof that consumers are making the choice to move away from choosing the credit option when making their purchases. Particularly in these tough economic times more and more people are looking for ways to cut costs and tighten the budget. It may not be widely known [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/22/pre-paid-cards-may-be-the-answer-to-consumers-escalating-credit-woes/feed/</wfw:commentRSS>
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		<title>Credit Card For Teenagers</title>
		<link>http://www.mycreditcardwatch.com/2008/12/20/credit-card-for-teenagers/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/20/credit-card-for-teenagers/#comments</comments>
		<pubDate>Sat, 20 Dec 2008 15:05:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/20/credit-card-for-teenagers/</guid>
		<description><![CDATA[These days, credit card companies are targeting teenagers to apply for credit cards aimed specifically at them. You might wonder why this is the case and how it can be possible. The reason for this is that in the USA a large portion of the population (around 11% that is estimated to grow until 2010) [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/20/credit-card-for-teenagers/feed/</wfw:commentRSS>
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		<title>It&#8217;s No Fun Being on the Receiving End of Creditor&#8217;s Phone Calls and Harassment!</title>
		<link>http://www.mycreditcardwatch.com/2008/12/18/its-no-fun-being-on-the-receiving-end-of-creditors-phone-calls-and-harassment/</link>
		<comments>http://www.mycreditcardwatch.com/2008/12/18/its-no-fun-being-on-the-receiving-end-of-creditors-phone-calls-and-harassment/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 15:02:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<guid isPermaLink="false">http://www.mycreditcardwatch.com/2008/12/18/its-no-fun-being-on-the-receiving-end-of-creditors-phone-calls-and-harassment/</guid>
		<description><![CDATA[In today&#8217;s economic climate nearly everyone knows someone or is a victim of the credit companies or the banks. Every time we turn on the news we see another company has closed down with the loss of yet more jobs. People are scared of the future and often scared to even answer the phone in [...]]]></description>
		<wfw:commentRSS>http://www.mycreditcardwatch.com/2008/12/18/its-no-fun-being-on-the-receiving-end-of-creditors-phone-calls-and-harassment/feed/</wfw:commentRSS>
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