How Can I Raise My Score 100 Points in 45 Minutes? Inch Your Way Up the Credit Score Scale
May 16th, 2009When you know the secret to quickly increasing your credit score you can trick lenders and creditors into giving you more money and reducing your interest rates. Because they’ll never know what your score was before you raised it, they’ll have no choice but to lower your interest rates and hand over the money you need.
Your credit score is more than just a number to help you get approved for a loan. This information is reviewed by employers and can help you get a job, it’s used by your car insurance company to determine your rates, and its being used more and more for everyday decisions.
Particularly if you are planning on buying a car soon, renting a new apartment or buying a new home, it’s never a bad idea to review your credit information and increase your score. Do this before you visit the lender so you have a chance to make these changes before they have a chance to pull your credit.
How is this done?
One of the easiest ways to increase your rating is to download your free report and score. When you look at your score, you’ll immediately see where you stand on the credit scale and what you need to do to raise that number.
But also take a look at all 3 of your reports - closely. That’s because three out of four credit files contain errors that don’t belong there. This includes items that are over 7 years old. By law, these should fall off your report and no longer hurt your score, but that doesn’t happen. Find these mistakes, notify the reporting agency online and as a result your score will increase 100 points or more.
Download your personal credit score and see how it stacks up to the average.
=>> View all 3 of your free credit reports…

